銀行高息港元定存達4.5厘!低門檻 起存額$100 無需做任務!

文: 梁穎心
2024.01.28

多間大行的港元定存減息,機管局債券預計每人派3-5手,尚有多餘資金的市民,不妨考慮不同銀行的定存。華僑銀行最新港元定存高達4.5厘,起存額為$10萬港元,存款期有1個月、3個月、6個月、12個月等選擇。即睇開立特惠年利率定存的資格,幫補一下辦年貨及派利是喇!

根據華僑銀行於2024年1月18日公布的特惠年利率,宏富理財客戶以全新10萬元資金/於個人客戶以全新50萬元資金開立港元定期存款,即可享高達4.5厘特惠年利率。存款期3個月可享高達4.5厘,至於6個月亦有4.35厘,以起存額10萬元計算,3個月可賺約$1125;6個月則可賺約$2175。個人客戶與宏富理財客戶的利率相差不多,最多可享4.4厘。

資金較有限的市民可轉為考慮虛擬銀行PAOB,定存門檻極低,只要$100。港元定存的3個月及4個月利率,同樣有4.4厘。

來源:華僑銀行PAOB

>>年利率或會因應當時市場情況而有所更改。銀行將於開立定期存款時確定最終適用的特惠年利率。優惠受有關條款及細則約束,U Lifestyle概不負責。<<

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