中銀港元定存高達4.3厘!跑贏機管局債券 3大發鈔行最高息

文: 梁穎心
2024.01.30

年息4.25厘的機管局債券上周截止認購,市場反應熱烈,不過預計每人分得3手。想在大行做定期存款的市民,可以睇睇中銀香港的優惠,特惠年利率高達4.3厘,微微領先機管局債券。存款期建議選擇3個月或6個月,在定存到期後亦可考慮將資金用作其他投資用途。

中銀香港的港元新資金特優定期存款高達4.3厘,起存額為$10,000港元,存款期為3個月、6個月、12個月。建議選擇3個月或6個月,可享高達4.3厘。注意優惠只適用於網上銀行、手機銀行辦理。另外要留意的是,「合資格新資金結餘」是指用戶的即時存款總值與上月月底同一貨幣存款總值對比所增加的金額。 

目前未知各大銀行會否就認購債券的退款推出甚麼優惠,比較3大發鈔行,目前中銀香港的港元定存利率較高。

來源:中銀香港

>>以上為中銀香港公佈的特優定期存款年利率,僅供參考。銀行保留更改優惠權利,U Lifestyle 概不負責。<<

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