渣打銀行港元定存利率｜每日更新｜渣打銀行2025年繼續有港元定期存款優惠，港元定期存款年利率高達3.10%，存款期限涵蓋3個月至12個月。以下整理渣打銀行不同存款期的港元定期存款利率及優惠，並提供渣打銀行開戶攻略，助你輕鬆掌握最新定期存款利率資訊。
渣打銀行定期存款｜網上新資金港元定期存款年利率
最低存款額：港元10,000或以上
| 存款期 | 特惠年利率 |
|---|
| 3個月 | 3.00% |
| 6個月 | 3.10% |
| 12個月 | 2.80% |
以上港元定存利率僅供參考，實際利率以銀行最新公佈為準。
來源：渣打銀行網上定期存款
所有年利率優惠細則更新至2025年5月8日17時00分，並僅供參考，銀行可隨時作出調整，而毋須另行通知，U Lifestyle 概不負責。<<
如何透過SC Mobile開立定期存款？
透過SC Mobile應用程式：
- 步驟1: 選擇「探索」、「存款」及「特惠定期存款」，並按「立即申請」
- 步驟2: 選擇貨幣和存款期並輸入本金金額
- 步驟3: 您亦可按下「利率概覽」查看定期存款利率
- 步驟4: 查看我們提供的利率
- 步驟5: 選擇扣賬戶口
- 步驟6: 檢查及確認定期存款資料
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