網民熱議:樓市係咁跌 買二手居屋乜價位值得入市? 舊居屋比私樓有乜優點?

文: U Magazine
2022.10.28

近期樓市呈跌勢,不斷傳出各區私樓及二手居屋業主都割價放盤,樓價好似低處未算低……有網民就喺連登討論區發帖請教其他網民意見,話如果近期想買二手居屋,究竟乜嘢價錢先值得入市?即使二者樓價差唔多,二手居屋比起私樓,有乜嘢優勝地方?

樓主質疑而家二手居屋嘅售價唔合理:「20幾年樓齡啲居屋,憑咩仲賣6-8,000蚊尺,其實!」,有網民回應二手居屋比私樓優勝嘅賣點,其實喺做按揭:「靚位置做到925,畀盡$8000呎」,但網民都建議樓主放棄買二手居屋,買私樓好過:「私樓跌到咁,居屋果d 企陣先啦!」、「有錢就買私樓,好多居屋自住,好難平賣,不如睇下私樓投資者會唔會大劈好過」。

有網民話買二手居屋嘅優點,其實係位置好兼樓齡唔太高嘅話,銀行按揭係可以批出九成兼有25年還款期。
 
但好多網民都認為私樓跌價未止,勸樓主不如考慮買私樓。
 
令樓主疑惑嘅,其實係放盤嘅二手居屋無裝修無乜設施,叫價都可以媲美私樓:「見好多放盤啲相都清水咁濟,同埋擺得出黎唔放有咩為,講真見到啲未補地價嘅居屋同同居私樓差唔多價,真係諗唔明!」,網民都認同:「因為舊私樓真係同居屋無乜分別」,樓主嘅心聲:「20年前舊私樓就係乜花園物花園嗰啲,而家啲同年私樓好多都係偽豪宅型嗰啲屏風樓啦!所以先諗唔明,又有會所又有落地玻璃 ,差十幾廿萬only, 喺mortgage 角度同一樣價無分別!」
 
樓主話見過一啲放盤二手居屋嘅相,裝修同清水樓差唔多,唔明點解可以叫高價放售。
 
有啲二手居屋嘅叫價,竟然同樓齡相若但有會所嘅私樓相若,樓主覺得好費解。
 
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