網民熱議:樓市係咁跌 買二手居屋乜價位值得入市? 舊居屋比私樓有乜優點?

文: U Magazine
2022.10.28

近期樓市呈跌勢,不斷傳出各區私樓及二手居屋業主都割價放盤,樓價好似低處未算低……有網民就喺連登討論區發帖請教其他網民意見,話如果近期想買二手居屋,究竟乜嘢價錢先值得入市?即使二者樓價差唔多,二手居屋比起私樓,有乜嘢優勝地方?

樓主質疑而家二手居屋嘅售價唔合理:「20幾年樓齡啲居屋,憑咩仲賣6-8,000蚊尺,其實!」,有網民回應二手居屋比私樓優勝嘅賣點,其實喺做按揭:「靚位置做到925,畀盡$8000呎」,但網民都建議樓主放棄買二手居屋,買私樓好過:「私樓跌到咁,居屋果d 企陣先啦!」、「有錢就買私樓,好多居屋自住,好難平賣,不如睇下私樓投資者會唔會大劈好過」。

有網民話買二手居屋嘅優點,其實係位置好兼樓齡唔太高嘅話,銀行按揭係可以批出九成兼有25年還款期。
 
但好多網民都認為私樓跌價未止,勸樓主不如考慮買私樓。
 
令樓主疑惑嘅,其實係放盤嘅二手居屋無裝修無乜設施,叫價都可以媲美私樓:「見好多放盤啲相都清水咁濟,同埋擺得出黎唔放有咩為,講真見到啲未補地價嘅居屋同同居私樓差唔多價,真係諗唔明!」,網民都認同:「因為舊私樓真係同居屋無乜分別」,樓主嘅心聲:「20年前舊私樓就係乜花園物花園嗰啲,而家啲同年私樓好多都係偽豪宅型嗰啲屏風樓啦!所以先諗唔明,又有會所又有落地玻璃 ,差十幾廿萬only, 喺mortgage 角度同一樣價無分別!」
 
樓主話見過一啲放盤二手居屋嘅相,裝修同清水樓差唔多,唔明點解可以叫高價放售。
 
有啲二手居屋嘅叫價,竟然同樓齡相若但有會所嘅私樓相若,樓主覺得好費解。
 
text/Joyce
photo/HKET圖片庫
============
同場加映:
【蝸居睇樓團】又一村750呎單位 原則超唔好用? 打卡圓鏡梳妝枱 弧形櫃用料2大Tips



Array ( [0] => stdClass Object ( [title] => 網上瘋傳香港窮人富人分布圖!呢區成窮人絕跡地?港人:原來我係富豪,自己都唔知 [articleId] => 20062020 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20062020/%E7%B6%B2%E4%B8%8A%E7%98%8B%E5%82%B3%E9%A6%99%E6%B8%AF%E7%AA%AE%E4%BA%BA%E5%AF%8C%E4%BA%BA%E5%88%86%E5%B8%83%E5%9C%96-%E5%91%A2%E5%8D%80%E6%88%90%E7%AA%AE%E4%BA%BA%E7%B5%95%E8%B7%A1%E5%9C%B0-%E6%B8%AF%E4%BA%BA-%E5%8E%9F%E4%BE%86%E6%88%91%E4%BF%82%E5%AF%8C%E8%B1%AA-%E8%87%AA%E5%B7%B2%E9%83%BD%E5%94%94%E7%9F%A5 ) [1] => stdClass Object ( [title] => 港人幾萬蚊裝修舊公屋 整完好似私樓咁靚?網友紛紛大讚:咁高質 [articleId] => 20050576 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050576/%E6%B8%AF%E4%BA%BA%E5%B9%BE%E8%90%AC%E8%9A%8A%E8%A3%9D%E4%BF%AE%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%95%B4%E5%AE%8C%E5%A5%BD%E4%BC%BC%E7%A7%81%E6%A8%93%E5%92%81%E9%9D%9A-%E7%B6%B2%E5%8F%8B%E7%B4%9B%E7%B4%9B%E5%A4%A7%E8%AE%9A-%E5%92%81%E9%AB%98%E8%B3%AA ) [2] => stdClass Object ( [title] => 防災求生專家教路!地震/海嘯/火山爆發/空難自救保命全攻略 公開避難包必備4類用品/防災APP/飛機最安全坐位 [articleId] => 20061769 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061769/%E9%98%B2%E7%81%BD%E6%B1%82%E7%94%9F%E5%B0%88%E5%AE%B6%E6%95%99%E8%B7%AF-%E5%9C%B0%E9%9C%87-%E6%B5%B7%E5%98%AF-%E7%81%AB%E5%B1%B1%E7%88%86%E7%99%BC-%E7%A9%BA%E9%9B%A3%E8%87%AA%E6%B1%82%E4%BF%9D%E5%91%BD%E5%85%A8%E6%94%BB%E7%95%A5-%E9%81%BF%E9%9B%A3%E5%8C%85%E5%BF%85%E5%82%994%E9%A1%9E%E7%94%A8%E5%93%81-%E9%98%B2%E7%81%BDapp-%E9%A3%9B%E6%A9%9F%E6%9C%80%E5%AE%89%E5%85%A8%E5%9D%90%E4%BD%8D ) [3] => stdClass Object ( [title] => 全港最差公屋!港人狠批2大屋邨「唔好住」6大原因衰過住大西北? [articleId] => 20030767 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20030767/%E5%85%A8%E6%B8%AF%E6%9C%80%E5%B7%AE%E5%85%AC%E5%B1%8B-%E6%B8%AF%E4%BA%BA6%E5%A4%A7%E5%8E%9F%E5%9B%A0%E7%8B%A0%E6%89%B9%E4%B9%9D%E9%BE%8D2%E6%A2%9D%E5%B1%8B%E9%82%A8-%E5%9E%83%E5%9C%BE-%E8%A1%B0%E9%81%8E%E4%BD%8F%E5%A4%A7%E8%A5%BF%E5%8C%97 ) [4] => stdClass Object ( [title] => 公屋裝修|香港350呎公屋裝修變豪宅!三房一廳佈局公開 L形上下錯位間出子女獨立房間 [articleId] => 20050306 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050306/%E5%85%AC%E5%B1%8B%E8%A3%9D%E4%BF%AE-%E9%A6%99%E6%B8%AF350%E5%91%8E%E5%85%AC%E5%B1%8B%E8%A3%9D%E4%BF%AE%E8%AE%8A%E8%B1%AA%E5%AE%85-%E4%B8%89%E6%88%BF%E4%B8%80%E5%BB%B3%E4%BD%88%E5%B1%80%E5%85%AC%E9%96%8B-l%E5%BD%A2%E4%B8%8A%E4%B8%8B%E9%8C%AF%E4%BD%8D%E9%96%93%E5%87%BA%E5%AD%90%E5%A5%B3%E7%8D%A8%E7%AB%8B%E6%88%BF%E9%96%93 ) )

↓【限時搶⚡】factiv CAT1 離子保濕潔膚乳↓

↓潔面、保濕、修復三效合一|持續保濕洗面後不繃緊↓

↓潔面、保濕、修復三效合一|持續保濕洗面後不繃緊↓

【旅途無蝨】請您用AQUA PRO+TECH「驅蚊大師」滅菌驅蚊液 !


Array ( [0] => stdClass Object ( [title] => 網上瘋傳香港窮人富人分布圖!呢區成窮人絕跡地?港人:原來我係富豪,自己都唔知 [articleId] => 20062020 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20062020/%E7%B6%B2%E4%B8%8A%E7%98%8B%E5%82%B3%E9%A6%99%E6%B8%AF%E7%AA%AE%E4%BA%BA%E5%AF%8C%E4%BA%BA%E5%88%86%E5%B8%83%E5%9C%96-%E5%91%A2%E5%8D%80%E6%88%90%E7%AA%AE%E4%BA%BA%E7%B5%95%E8%B7%A1%E5%9C%B0-%E6%B8%AF%E4%BA%BA-%E5%8E%9F%E4%BE%86%E6%88%91%E4%BF%82%E5%AF%8C%E8%B1%AA-%E8%87%AA%E5%B7%B2%E9%83%BD%E5%94%94%E7%9F%A5 ) [1] => stdClass Object ( [title] => 港人幾萬蚊裝修舊公屋 整完好似私樓咁靚?網友紛紛大讚:咁高質 [articleId] => 20050576 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050576/%E6%B8%AF%E4%BA%BA%E5%B9%BE%E8%90%AC%E8%9A%8A%E8%A3%9D%E4%BF%AE%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%95%B4%E5%AE%8C%E5%A5%BD%E4%BC%BC%E7%A7%81%E6%A8%93%E5%92%81%E9%9D%9A-%E7%B6%B2%E5%8F%8B%E7%B4%9B%E7%B4%9B%E5%A4%A7%E8%AE%9A-%E5%92%81%E9%AB%98%E8%B3%AA ) [2] => stdClass Object ( [title] => 防災求生專家教路!地震/海嘯/火山爆發/空難自救保命全攻略 公開避難包必備4類用品/防災APP/飛機最安全坐位 [articleId] => 20061769 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20061769/%E9%98%B2%E7%81%BD%E6%B1%82%E7%94%9F%E5%B0%88%E5%AE%B6%E6%95%99%E8%B7%AF-%E5%9C%B0%E9%9C%87-%E6%B5%B7%E5%98%AF-%E7%81%AB%E5%B1%B1%E7%88%86%E7%99%BC-%E7%A9%BA%E9%9B%A3%E8%87%AA%E6%B1%82%E4%BF%9D%E5%91%BD%E5%85%A8%E6%94%BB%E7%95%A5-%E9%81%BF%E9%9B%A3%E5%8C%85%E5%BF%85%E5%82%994%E9%A1%9E%E7%94%A8%E5%93%81-%E9%98%B2%E7%81%BDapp-%E9%A3%9B%E6%A9%9F%E6%9C%80%E5%AE%89%E5%85%A8%E5%9D%90%E4%BD%8D ) [3] => stdClass Object ( [title] => 全港最差公屋!港人狠批2大屋邨「唔好住」6大原因衰過住大西北? [articleId] => 20030767 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20030767/%E5%85%A8%E6%B8%AF%E6%9C%80%E5%B7%AE%E5%85%AC%E5%B1%8B-%E6%B8%AF%E4%BA%BA6%E5%A4%A7%E5%8E%9F%E5%9B%A0%E7%8B%A0%E6%89%B9%E4%B9%9D%E9%BE%8D2%E6%A2%9D%E5%B1%8B%E9%82%A8-%E5%9E%83%E5%9C%BE-%E8%A1%B0%E9%81%8E%E4%BD%8F%E5%A4%A7%E8%A5%BF%E5%8C%97 ) [4] => stdClass Object ( [title] => 公屋裝修|香港350呎公屋裝修變豪宅!三房一廳佈局公開 L形上下錯位間出子女獨立房間 [articleId] => 20050306 [permalink] => https://hk.ulifestyle.com.hk/topic/detail/20050306/%E5%85%AC%E5%B1%8B%E8%A3%9D%E4%BF%AE-%E9%A6%99%E6%B8%AF350%E5%91%8E%E5%85%AC%E5%B1%8B%E8%A3%9D%E4%BF%AE%E8%AE%8A%E8%B1%AA%E5%AE%85-%E4%B8%89%E6%88%BF%E4%B8%80%E5%BB%B3%E4%BD%88%E5%B1%80%E5%85%AC%E9%96%8B-l%E5%BD%A2%E4%B8%8A%E4%B8%8B%E9%8C%AF%E4%BD%8D%E9%96%93%E5%87%BA%E5%AD%90%E5%A5%B3%E7%8D%A8%E7%AB%8B%E6%88%BF%E9%96%93 ) )