網民熱議:新居屋揀樓,值唔值得用公屋換兩房安秀苑? 定應該等綠置居?樓市跌緊係咪應該買居屋?

文: U Magazine
2022.11.25

「居屋2022」的申請人將於11月15日開始揀樓,一眾有得揀樓人士,當然已經做定功課,但買樓真係人生大事,好多嘢要考慮。有住緊公屋嘅網民就喺連登討論區發帖,問喺而家呢個樓價持續跌勢嘅環境下,值唔值得用一層公屋換一個大啲嘅居屋單位?大家點睇呢?

樓主本身住緊秀茂坪嘅公屋,綠表一般家庭排到大概第1700位左右揀樓,亦並非家有長者計劃,「但黎(嚟)緊居屋2022應該有機會揀到安秀苑大單位(其他熱門嘅應該冇機會),但如果揀咗就冇得抽綠置居,係呢個樓價又跌緊嘅大環境,大家覺得好唔好用一層公屋換一個居屋大單位?」,

樓主用綠表抽新居屋,即將到揀樓期,諗緊係咪值得用現住嘅公屋單位換到安秀苑大單位。

新居屋唔實用   住和諧式公屋唔值得樓換樓?
有網民就覺得樓主不妨等埋綠置居嘅結果再決定:「如果你住緊和諧式,除非係細屋搬大屋,否則我覺得繼續住仲好,新居屋冇咁實用,但住緊井字型就可以諗諗,不過你個號碼咁後,應該可以睇埋今期綠置居攪珠結果再決定」,點知正正講中咗樓主心聲:「我正正係咁諗!但15號已經開始揀,陣間佢要我決定要唔要,我等唔到綠置居就頭痕…… Ching知唔知個流程係點樣?,利申係住緊和諧型,個則靚仔既(嘅),但想要更大」,有網民就話雖然樓主有機會等到綠置居,但未必有機會有兩房單位:「居屋長者隊揀樓都要成個月先到家庭隊,綠置居又第四季攪珠,你好大機會等到結果喎!不過綠置居都係得7百幾個兩房,長者隊都1,400個配額,就算你家庭隊排得前都係得一房,咁安秀兩房又似乎更好」。

有網民覺得樓主揀樓號碼偏後,有機會等到綠置居,不過未必有機會可以有兩房單位。

長者揀完樓先到核心家庭  得長者得天下

樓主追問:「其實係咪即係就算個No.幾靚,都係要等長者隊揀完先有份?」,網民回應:「揀樓次序:1. 受房委會已公布石籬中轉房屋第 10 及第 11 座清拆計劃影響的合資格家庭申請者;2. 長者隊:1400個單位;3. 家庭隊。即係長者隊買完1,400個單位之後,先到家庭隊排第一嗰個去揀,所以得長者得天下」、「一定要2,800個長者家庭揀完樓,先至到綠核白核,估計得返好少兩房」,所以有網民鼓勵樓主:「如果今次有兩房,座向唔差就直接搞掂啦,唔駛煩,反正綠表可以收樓先搬,早d有定局方便人生規劃」,樓主都覺得:「係啊, 我都係咁諗,下期綠置居根本冇機會要到大單位,所以今期有就去馬」。

其實核心家庭資格人士嘅揀樓次序,喺「家有長者優先選樓計劃」之後,所以屆時有機會已經無心儀嘅單位選擇。

對於近期樓價持續跌勢,係咪應該喺呢個時候買居屋,有網民就覺得居屋都算無得輸:「居屋其實唔會點輸。有政府幫你頂左(咗)3成。如果一間300萬既(嘅)居屋,跌到落200萬。政府本身幫你90萬而家變左(咗)60萬。咁你係咪可以買埋政府個份?係既(嘅)話其實進可攻退可守。」

由於居屋買家可以獲得政府擔保保,所以網民認為即使樓價持續跌勢,買居屋都仲係無得輸嘅。

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