中細行的港元定存突圍加息，部分銀行長存息率比短存息率高，以3或6個月的利率較為吸引。想開立存款期較長的定存要如何選擇？虛擬銀行平安壹賬通的港元定存高達4厘，入場門檻低，$100起即可開立。假設存$10萬放一年，即可賺$4000。
虛擬銀行平安壹賬通（PAOB）的港元定存門檻低，只要$100即可開立定存。PAOB的短存息加了0.2%至4厘，而12個月長存息維持繼續有4厘，開立定存彈性更高。用戶只要透過手機應用程式即可開立定存，24小時隨時隨地辦妥。
虛擬銀行的存款亦受存保計劃保障，以現時存款保障上限$50萬計算，開立12個月定存可賺$20000。
來源：PAOB
>>以上利率僅供參考，實際年利率將根據PAOB個人銀行手機應用程式公佈為準，U Lifestyle 概不負責。<<
同場加映：【今期Chill抵】最新影片
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