本地銀行定存利率高達4厘!12個月長存高息之選 存$10萬賺$4000

文: 梁穎心
2024.05.22

中細行的港元定存突圍加息,部分銀行長存息率比短存息率高,以3或6個月的利率較為吸引。想開立存款期較長的定存要如何選擇?虛擬銀行平安壹賬通的港元定存高達4厘,入場門檻低,$100起即可開立。假設存$10萬放一年,即可賺$4000。

虛擬銀行平安壹賬通(PAOB)的港元定存門檻低,只要$100即可開立定存。PAOB的短存息加了0.2%至4厘,而12個月長存息維持繼續有4厘,開立定存彈性更高。用戶只要透過手機應用程式即可開立定存,24小時隨時隨地辦妥。

虛擬銀行的存款亦受存保計劃保障,以現時存款保障上限$50萬計算,開立12個月定存可賺$20000。

來源:PAOB

>>以上利率僅供參考,實際年利率將根據PAOB個人銀行手機應用程式公佈為準,U Lifestyle 概不負責。<<

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  • 開始日期2024年5月22日起
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