父母教過，從小要養成良好的理財習慣。學會如何理財時，第一步就要學會如何儲錢。因為沒有足夠金錢的話，你想開始投資都難。網路上流傳千百種儲錢方式，如何避免陷入理財陷阱才是上上策，所以要學會儲錢前要知道以下6件事。
一、有清晰的財務目標
女生面對30歲大關，意味著人生踏入另一個階段，所以要好好計劃將來。如果沒有正確的財務目標，不肯定儲下來的資金主要用途（如投資、退休等），只會讓你失去前進的動力，更會容易變得漫無目的地花光這筆錢，最後得不償失。
二、儲蓄最少能應付6個月開支
快將30歲的你，總不能還是月光族，應該要認清事實，總有突發事情需要金錢去應急。所以應先建立現金儲備，最少要儲起6個月家庭總開支的流動金額，就算在零收入下仍能應付得到，餘下的金錢再考慮作其他用途。
按圖看其餘4大須知：
圖：IG@戴祖儀、蔡嘉欣、馮盈盈、麥明詩、JW、何依婷、吳若希
Array
(
[0] => stdClass Object
(
[title] => 女團始祖Cookies餅碎久違聚頭現況曝光 細數Cookies九餅近況有一半已收山做人妻
[articleId] => 213781
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/213781/%E5%A5%B3%E5%9C%98%E5%A7%8B%E7%A5%96cookies%E9%A4%85%E7%A2%8E%E4%B9%85%E9%81%95%E8%81%9A%E9%A0%AD%E7%8F%BE%E6%B3%81%E6%9B%9D%E5%85%89-%E7%B4%B0%E6%95%B8cookies%E4%B9%9D%E9%A4%85%E8%BF%91%E6%B3%81%E6%9C%89%E4%B8%80%E5%8D%8A%E5%B7%B2%E6%94%B6%E5%B1%B1%E5%81%9A%E4%BA%BA%E5%A6%BB
)
[1] => stdClass Object
(
[title] => 七星連珠2025︱七師傅預測2025年有大事件發生！香港呢位富豪命數已到？連某國總統都出事？
[articleId] => 20058112
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20058112/%E4%B8%83%E6%98%9F%E9%80%A3%E7%8F%A0-%E4%B8%83%E5%B8%AB%E5%82%85%E9%A0%90%E6%B8%AC-%E5%B9%B4%E6%9C%89%E5%A4%A7%E4%BA%8B%E4%BB%B6%E7%99%BC%E7%94%9F-%E9%A6%99%E6%B8%AF%E5%91%A2%E4%BD%8D%E5%AF%8C%E8%B1%AA%E5%91%BD%E6%95%B8%E5%B7%B2%E5%88%B0-%E9%80%A3%E6%9F%90%E5%9C%8B%E7%B8%BD%E7%B5%B1%E9%83%BD%E5%87%BA%E4%BA%8B
)
[2] => stdClass Object
(
[title] => 消委會檢測18款隨行杯 保溫功能差異大 STANLEY最低分（附高分名單）
[articleId] => 20054130
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20054130/%E6%B6%88%E5%A7%94%E6%9C%83%E6%AA%A2%E6%B8%AC-%E6%AC%BE%E9%9A%A8%E8%A1%8C%E6%9D%AF-%E4%BF%9D%E6%BA%AB%E5%8A%9F%E8%83%BD%E5%B7%AE%E7%95%B0%E5%A4%A7-stanley%E6%9C%80%E4%BD%8E%E5%88%86-%E9%99%84%E9%AB%98%E5%88%86%E5%90%8D%E5%96%AE
)
[3] => stdClass Object
(
[title] => 李兆基去世｜李兆基次子李家誠與徐子淇豪門婚姻 對新抱孫輩大手筆寵愛有加
[articleId] => 20059504
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20059504/%E6%9D%8E%E5%85%86%E5%9F%BA%E5%8E%BB%E4%B8%96-%E6%9D%8E%E5%85%86%E5%9F%BA%E6%AC%A1%E5%AD%90%E6%9D%8E%E5%AE%B6%E8%AA%A0%E8%88%87%E5%BE%90%E5%AD%90%E6%B7%87%E8%B1%AA%E9%96%80%E5%A9%9A%E5%A7%BB-%E5%B0%8D%E6%96%B0%E6%8A%B1%E5%AD%AB%E8%BC%A9%E5%A4%A7%E6%89%8B%E7%AD%86%E5%AF%B5%E6%84%9B%E6%9C%89%E5%8A%A0
)
[4] => stdClass Object
(
[title] => 港媽獲派梨木樹舊公屋！5個原因未睇樓已決定要！網民羨慕：貨源極少！
[articleId] => 20059130
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20059130/%E5%85%AC%E5%B1%8B%E4%BA%8C%E6%B4%BE%E6%A2%A8%E6%9C%A8%E6%A8%B9%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%B8%AF%E5%AA%BD-%E5%8E%9F%E5%9B%A0%E6%9C%AA%E7%9D%87%E5%B1%8B%E5%B7%B2%E7%B6%93%E6%B1%BA%E5%AE%9A%E8%A6%81-%E7%B6%B2%E5%8F%8B%E7%BE%A8%E6%85%95-%E8%B2%A8%E6%BA%90%E6%A5%B5%E5%B0%91
)
)
【寵主請留步】《社群》送您AQUA PRO+TECH「寵物護理入門套裝」🛁！
Array
(
[0] => stdClass Object
(
[title] => 女團始祖Cookies餅碎久違聚頭現況曝光 細數Cookies九餅近況有一半已收山做人妻
[articleId] => 213781
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/213781/%E5%A5%B3%E5%9C%98%E5%A7%8B%E7%A5%96cookies%E9%A4%85%E7%A2%8E%E4%B9%85%E9%81%95%E8%81%9A%E9%A0%AD%E7%8F%BE%E6%B3%81%E6%9B%9D%E5%85%89-%E7%B4%B0%E6%95%B8cookies%E4%B9%9D%E9%A4%85%E8%BF%91%E6%B3%81%E6%9C%89%E4%B8%80%E5%8D%8A%E5%B7%B2%E6%94%B6%E5%B1%B1%E5%81%9A%E4%BA%BA%E5%A6%BB
)
[1] => stdClass Object
(
[title] => 七星連珠2025︱七師傅預測2025年有大事件發生！香港呢位富豪命數已到？連某國總統都出事？
[articleId] => 20058112
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20058112/%E4%B8%83%E6%98%9F%E9%80%A3%E7%8F%A0-%E4%B8%83%E5%B8%AB%E5%82%85%E9%A0%90%E6%B8%AC-%E5%B9%B4%E6%9C%89%E5%A4%A7%E4%BA%8B%E4%BB%B6%E7%99%BC%E7%94%9F-%E9%A6%99%E6%B8%AF%E5%91%A2%E4%BD%8D%E5%AF%8C%E8%B1%AA%E5%91%BD%E6%95%B8%E5%B7%B2%E5%88%B0-%E9%80%A3%E6%9F%90%E5%9C%8B%E7%B8%BD%E7%B5%B1%E9%83%BD%E5%87%BA%E4%BA%8B
)
[2] => stdClass Object
(
[title] => 消委會檢測18款隨行杯 保溫功能差異大 STANLEY最低分（附高分名單）
[articleId] => 20054130
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20054130/%E6%B6%88%E5%A7%94%E6%9C%83%E6%AA%A2%E6%B8%AC-%E6%AC%BE%E9%9A%A8%E8%A1%8C%E6%9D%AF-%E4%BF%9D%E6%BA%AB%E5%8A%9F%E8%83%BD%E5%B7%AE%E7%95%B0%E5%A4%A7-stanley%E6%9C%80%E4%BD%8E%E5%88%86-%E9%99%84%E9%AB%98%E5%88%86%E5%90%8D%E5%96%AE
)
[3] => stdClass Object
(
[title] => 李兆基去世｜李兆基次子李家誠與徐子淇豪門婚姻 對新抱孫輩大手筆寵愛有加
[articleId] => 20059504
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20059504/%E6%9D%8E%E5%85%86%E5%9F%BA%E5%8E%BB%E4%B8%96-%E6%9D%8E%E5%85%86%E5%9F%BA%E6%AC%A1%E5%AD%90%E6%9D%8E%E5%AE%B6%E8%AA%A0%E8%88%87%E5%BE%90%E5%AD%90%E6%B7%87%E8%B1%AA%E9%96%80%E5%A9%9A%E5%A7%BB-%E5%B0%8D%E6%96%B0%E6%8A%B1%E5%AD%AB%E8%BC%A9%E5%A4%A7%E6%89%8B%E7%AD%86%E5%AF%B5%E6%84%9B%E6%9C%89%E5%8A%A0
)
[4] => stdClass Object
(
[title] => 港媽獲派梨木樹舊公屋！5個原因未睇樓已決定要！網民羨慕：貨源極少！
[articleId] => 20059130
[permalink] => https://hk.ulifestyle.com.hk/topic/detail/20059130/%E5%85%AC%E5%B1%8B%E4%BA%8C%E6%B4%BE%E6%A2%A8%E6%9C%A8%E6%A8%B9%E8%88%8A%E5%85%AC%E5%B1%8B-%E6%B8%AF%E5%AA%BD-%E5%8E%9F%E5%9B%A0%E6%9C%AA%E7%9D%87%E5%B1%8B%E5%B7%B2%E7%B6%93%E6%B1%BA%E5%AE%9A%E8%A6%81-%E7%B6%B2%E5%8F%8B%E7%BE%A8%E6%85%95-%E8%B2%A8%E6%BA%90%E6%A5%B5%E5%B0%91
)
)
