銀行減息潮放慢 港元定存高達4.15厘!存款期選擇多 擺一年賺約$20,750!

文: 梁穎心
2024.05.27

由於市場預期美國聯儲局短期內或不減息,本港銀行亦放緩了減息潮,各大銀行的港元定存利率維持在3.5至3.8厘左右,不過仍然有銀行開出高達4厘的港元定存特惠年利率。今次介紹的並非虛擬銀行,而係富邦銀行的新資金優惠,最高可達4.15厘,即使長達12個月存款期一樣過4厘。

富邦銀行今日最新公布定期存款特惠年利率,以新資金開立港元定存,最高可享高達4.15厘。存款期方面,有1/2/3/6/12個月選擇,無論想做短期或長期的定存均適合。以起存門檻$500,000計算,存款期一年,入場即賺約$20,750。

雖然優惠只適用於新資金,不過存款結餘總額只要與7個曆日前對比有所增加即可,在時間上無需間隔太久亦可符合新資金定義。

現有資金亦可以考慮做定存,不過起存金額會較高,且利率最高只有4.05厘。另外,建議有興趣人士使用Fubon+手機應用程式開立定存,可享的年利率會較親臨分行高。

來源:富邦銀行

>>所有年利率為2024年5月30日富邦銀行公布之定期存款年利率並僅供參考,銀行可隨時作出調整,而毋須另行通知,U Lifestyle 概不負責。<<

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  • 開始日期2024年5月27日起
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